:root{
  --navy:#0B132B;
  --navy2:#111d3b;
  --cyan:#5BC0BE;
  --cyan2:#6FFFE9;
  --paper:#F6F2FF;
  --white:#ffffff;
  --ink:#172033;
  --muted:#667085;
  --line:#dce8e8;
  --soft:#effafa;
  --shadow:0 18px 50px rgba(11,19,43,.09);
  --radius:24px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
  color:var(--ink); background:#fff; line-height:1.55
}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.container{width:min(1160px,calc(100% - 36px));margin:auto}
.topbar{background:var(--navy);color:#d8fbf7;text-align:center;padding:8px 14px;font-size:13px}
header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:blur(16px);border-bottom:1px solid #eef2f2}
.nav{display:flex;align-items:center;justify-content:space-between;min-height:74px;gap:24px}
.brand{display:flex;align-items:center;gap:10px;font-weight:700;font-size:24px;color:var(--navy)}
.brandmark{width:37px;height:37px;object-fit:cover;border-radius:8px}
.navlinks{display:flex;gap:26px;align-items:center;font-size:14px;color:#354052}
.navlinks a:hover{color:var(--cyan)}
.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:999px;padding:13px 21px;font-weight:700;transition:.2s;border:1px solid transparent}
.btn-primary{background:var(--navy);color:white}
.btn-primary:hover{background:var(--navy2);transform:translateY(-1px)}
.btn-cyan{background:var(--cyan2);color:var(--navy)}
.btn-outline{border-color:#d8e2e5;background:white}
.hero{
  overflow:hidden;
  background:
    radial-gradient(circle at 85% 20%,rgba(111,255,233,.33),transparent 30%),
    radial-gradient(circle at 12% 85%,rgba(91,192,190,.14),transparent 28%),
    linear-gradient(135deg,#fff 0%,#f8ffff 60%,#eefafa 100%);
  padding:86px 0 72px
}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:60px;align-items:center}
.kicker{display:inline-flex;gap:8px;align-items:center;padding:7px 12px;border-radius:999px;background:#e7fbf7;color:#195c61;font-size:13px;font-weight:800}
h1{font-size:clamp(43px,6vw,76px);line-height:1.02;letter-spacing:-.045em;margin:18px 0 22px;color:var(--navy)}
.hero p{font-size:19px;color:#566074;max-width:690px;margin:0 0 28px}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap}
.trust{display:flex;gap:22px;flex-wrap:wrap;margin-top:28px;color:#5b6575;font-size:13px}
.trust span:before{content:"✓";color:#159a8c;font-weight:900;margin-right:7px}
.hero-card{background:var(--navy);border-radius:36px;padding:28px;box-shadow:0 30px 70px rgba(11,19,43,.18);color:white}
.hero-logo{background:#05070b;border-radius:25px;padding:28px;margin-bottom:18px}
.hero-logo img{border-radius:18px}
.metric-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}
.metric{background:#152142;border:1px solid rgba(255,255,255,.08);border-radius:19px;padding:18px}
.metric strong{font-size:26px;color:var(--cyan2);display:block}
.metric small{color:#b7c0d2}
.section{padding:80px 0}
.section.alt{background:#f7fbfb}
.section-head{max-width:780px;margin-bottom:36px}
.eyebrow{color:#178c8c;font-weight:800;font-size:13px;text-transform:uppercase;letter-spacing:.12em}
h2{font-size:clamp(31px,4vw,48px);line-height:1.1;letter-spacing:-.03em;color:var(--navy);margin:8px 0 12px}
.section-head p{color:#697386;font-size:17px}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.card{background:white;border:1px solid #e5eeee;border-radius:var(--radius);padding:25px;box-shadow:var(--shadow)}
.icon{width:48px;height:48px;border-radius:15px;background:#e5fbf7;display:grid;place-items:center;font-size:22px;margin-bottom:18px}
.card h3{margin:0 0 8px;color:var(--navy);font-size:20px}
.card p{color:#697386;margin:0}
.opps{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.opp{position:relative;background:white;border:1px solid #e5eeee;border-radius:24px;padding:24px}
.tag{display:inline-block;background:#ecfaf8;color:#17676a;font-size:12px;font-weight:800;border-radius:999px;padding:6px 10px;margin-bottom:15px}
.opp .amount{font-size:35px;color:var(--navy);font-weight:850;letter-spacing:-.03em}
.opp p{color:#687386}
.opp a{font-weight:800;color:#0c7778}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.step{background:var(--navy);color:white;border-radius:24px;padding:23px}
.step b{width:38px;height:38px;background:var(--cyan2);color:var(--navy);display:grid;place-items:center;border-radius:50%;margin-bottom:18px}
.step p{color:#c3cbe0}
.article-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.article{border:1px solid #e7eded;border-radius:24px;overflow:hidden;background:white}
.article-cover{height:160px;background:linear-gradient(145deg,var(--navy),#15376b);display:grid;place-items:center;color:var(--cyan2);font-size:42px}
.article-body{padding:21px}
.article-body small{color:#148080;font-weight:800}
.article-body h3{font-size:20px;margin:8px 0;color:var(--navy)}
.article-body p{color:#6f788a}
.cta{padding:70px 0}
.cta-box{background:linear-gradient(120deg,var(--navy),#152a55);color:white;border-radius:34px;padding:48px;display:flex;align-items:center;justify-content:space-between;gap:30px}
.cta-box h2{color:white;margin:0 0 10px}
.cta-box p{color:#c7d0e1;margin:0;max-width:630px}
.faq{max-width:850px}
details{border-bottom:1px solid #e3eaea;padding:18px 0}
summary{cursor:pointer;font-weight:800;color:var(--navy)}
details p{color:#687386}
footer{background:#081024;color:#b9c3d7;padding:55px 0 30px}
.footer-grid{display:grid;grid-template-columns:1.2fr .8fr .8fr;gap:32px}
footer h4{color:white;margin:0 0 12px}
footer a{display:block;margin:7px 0;color:#b9c3d7}
.legal{border-top:1px solid rgba(255,255,255,.1);padding-top:20px;margin-top:36px;font-size:12px;color:#8e99ac}
.article-page{padding:70px 0}
.article-wrap{max-width:820px;margin:auto}
.article-wrap h1{font-size:48px}
.article-wrap h2{font-size:30px;margin-top:38px}
.article-wrap p,.article-wrap li{font-size:17px;color:#505b6d}
.notice{background:#fff8e6;border:1px solid #f4dda8;border-radius:18px;padding:16px 18px;color:#665128}
.mobile-menu{display:none}
@media(max-width:860px){
 .navlinks{display:none}.mobile-menu{display:block}
 .hero{padding-top:55px}.hero-grid{grid-template-columns:1fr}
 .cards,.opps,.article-grid{grid-template-columns:1fr}
 .steps{grid-template-columns:1fr 1fr}
 .cta-box{flex-direction:column;align-items:flex-start}
 .footer-grid{grid-template-columns:1fr}
}
@media(max-width:520px){
 .steps{grid-template-columns:1fr}
 .hero-actions .btn{width:100%}
 h1{font-size:45px}
 .hero-card{padding:18px}
 .cta-box{padding:30px 24px}
}